This payment policy applies to all purchases on www.modeberg-bern.ch. By placing an order, the customer agrees to the following terms.

1. Accepted Payment Methods

We accept the following payment methods:

• Credit cards (Visa, MasterCard, American Express)

• PayPal

• TWINT (only for customers in Switzerland)

• All other payment methods specified at checkout.

2. Payment Terms

• All payments must be fully made at the time of order.

• An order is only processed after payment confirmation.

• In case of unauthorized, failed, or fraudulent payments, the order may be canceled.

• In case of chargeback or unauthorized payment, collection measures or legal action may be initiated.

3. Currency

All prices are by default stated in Swiss Francs (CHF). Depending on the customer's country, payment may be made in another currency displayed at checkout.

4. Price Changes

Prices may be changed at any time without prior notice. The price displayed at the time of order is binding.

5. Payment Security

All payments are processed through secure, PCI-DSS-compliant payment gateways (e.g., Stripe, PayPal).

6. Taxes and Customs Duties

All applicable customs duties, taxes, or import charges are the responsibility of the customer and are not included in the product price.

7. Refunds

Refunds are made exclusively according to the Return and Refund Policy.